FMBcapital Holdings Plc (FMBCH.mw) listed on the Malawi Stock Exchange under the Banking sector has released it’s 2011 annual report.For more information about FMBcapital Holdings Plc (FMBCH.mw) reports, abridged reports, interim earnings results and earnings presentations, visit the FMBcapital Holdings Plc (FMBCH.mw) company page on AfricanFinancials.Document: FMBcapital Holdings Plc (FMBCH.mw) 2011 annual report.Company ProfileFMBcapital Holdings (FMBCH) is the Mauritius based holding company for the FMBcapital Group and was listed on the Malawi Stock Exchange in September 2017 following a one for one share swap with First Merchant Bank of Malawi shareholders. FMBCH has banking and finance operations in Botswana, Malawi, Mozambique, Zambia and Zimbabwe. It is primarily an investment holding company with interests as follows: First Capital Bank, Malawi – 100% (established June 1995)First Capital Bank, Botswana – 38,60% (established July 2008)Capital Bank Mozambique – 70% (acquired June 2013)First Capital Bank, Zambia – 49% (acquired June 2013)First Capital Bank in association with Barclays – 62% (acquired October 2017) Through its subsidiaries, FMBCH offers a comprehensive range of financial products and services to both corporate and retail sectors. The Global Credit Rating Co. has consistently given FMB an annual Long Term Rating of A+ and a Short Term Rating of A1 since 2007. FMBcapital Holdings Plc is listed on the Malawi Stock Exchange
Tagged with: Charities Aid Foundation Finance The Charities Aid Foundation is launching a new investment service for charities that it claims will provide access to the biggest selection of charity-specific investment funds available to buy and manage in one place online.CAF has partnered with investment platform Interactive Investor to launch the service, called CAF Investment Account.It is being launched later this year with the aim of making it easier for charities to invest their funds and, over the longer-term, to make their resources go further. The account will be the first digital trading platform designed exclusively for charities and will be open to registered charities across the UK and organisations recognised by HMRC as having a charitable purpose.Charities using the CAF Investment Account will be able to research, manage and trade investments in one place, building on the existing investment services provided by CAF. It will provide access to thousands of funds, including the widest range of charity specific funds available to manage and buy in one place online, and will enable charities to invest directly in stocks and bonds listed on the London Stock Exchange and other global markets.John Low, chief executive of CAF said:“We believe there’s a huge amount of untapped potential for charities to make more use of investments to help support their work. But for many charities with volunteer trustees it can often prove difficult to find the time and resources to select and manage investments. The CAF Investment Account will make it far easier for charities to manage investments securely online on an industry leading investment platform.”Charities seeking more information or wishing to register their interest in the account can do so here: https://www.cafonline.org/charity-finance–fundraising/investments/introducing-the-caf-investment-account. Advertisement 51 total views, 1 views today 52 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis6 Melanie May | 4 October 2016 | News New CAF service to provide access to charity-specific investment funds AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis6 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.
News November 27, 2020 Find out more “Some initial arrests were made and some people were questioned but they were released on police enquiry bail pending further investigation,” Ghanaian police public affairs director David Senanu Eklu told RSF. Receive email alerts RSF_en @RSF_Africa Covid-19 in Africa: RSF joins a coalition of civil society organizations to demand the release of imprisoned journalists on the continent February 15, 2019 Ghana: Investigation into journalist’s murder has stalled A member of Tiger Eye, a team of independent reporters led by famous investigative journalist Anas Aremeyaw Anas, Hussein-Suale helped produce a major documentary on Ghanaian soccer corruption that was broadcast last June. The ensuing wave of threats against several Tiger Eye journalists was greeted with widespread indifference at the time. “This case should be handled in a diligent and transparent manner by the Ghanaian authorities,” said Assane Diagne, the head of RSF’s West Africa office. “The measures announced by the police are encouraging but they are not enough. Ahmed Hussein-Suale’s murder is all the more disturbing because Ghana has, until now, been seen as a model of respect for the freedom to inform.” Follow the news on Ghana GhanaAfrica Condemning abusesProtecting journalists Organized crimeImpunityFreedom of expressionViolence Organisation Ghana is ranked 23rd out of 180 countries in RSF’s 2018 World Press Freedom Index. Help by sharing this information to go further Ghana urged to ensure safety of reporters covering Covid-19 Meanwhile, no proceedings have so far been initiated against the politicians who had directly threatened Anas and Hussein-Suale. Reporters Without Borders (RSF) condemns the slow pace and lack of transparency that characterize the Ghanaian police investigation into journalist Ahmed Hussein-Suale’s murder. There has been no significant progress in the month since he was shot dead by men on a motorcycle as he drove his car in the capital, Accra, on 16 January. The 2020 pandemic has challenged press freedom in Africa Reports April 9, 2020 Find out more April 6, 2020 Find out more Ruling party parliamentarian Kennedy Agyapong had said Anas should be “hanged.” He also called for Hussein-Suale to be murdered during an appearance on a TV channel run by his wife, NET 2 TV. While a photo of Hussein-Suale was displayed on screen, Agyapong said: “This Ahmed, you all know he lives in Madina. When you see him, beat him.” Eklu told RSF that the initial arrests did not constitute a “breakthrough” and that the investigation was still on-going. “These are preliminary arrests and we cannot disclose their identities now since we do not have overwhelming evidence to warrant charges and prosecution at this stage.” News GhanaAfrica Condemning abusesProtecting journalists Organized crimeImpunityFreedom of expressionViolence News
Sarah Moroney from Herbertstown who received an undergraduate entrance scholarship at the Mary Immaculate College awards ceremony with her parents Tim and Phena Moroney. Photo: Arthur Ellis/Press 22. Fiona Garvey from Knocklong who received an excellence in teaching award at the Mary Immaculate College awards ceremony with her parents Andy and Ann Garvey. Photo: Arthur Ellis/Press 22. Previous articleLimerick sexual abuse survivors take their case to EuropeNext articleLimerick chemistry students come up with winning formula Editor Robyn Nagle O’Riordan from Old Cratloe Road, Limerick being presented with an undergraduate entrance scholarship from Professor Eugene Wall, Acting President of Mary Immaculate College.Photo: Brian Arthur Carmel Naughton, winner of the inaugural MIC Alumna of the Year award, with Professor Eugene Wall, Acting President of MIC. Photo: Brian ArthurMORE than 100 students and graduates from Mary Immaculate College were recognised for their academic achievements when over €100,000 was presented in scholarships and bursaries, at the Mary Immaculate College (MIC) awards ceremony earlier this week.The inaugural MIC Alumna of the Year Award was presented to Carmel Naughton in recognition of her outstanding contribution to society.A graduate of MIC, she is a former Chairman of the Board of Co-operation Ireland. Together with her husband, Martin Naughton, founder of Glen Dimplex Ireland, she has been a constant advocate for the advancement of educational opportunities, particularly in the arts, as well as in the disciplines of science, engineering and mathematics. In 2016, they were named the couple National Philanthropists of the Year for their work in the Naughton Foundation.Sign up for the weekly Limerick Post newsletter Sign Up Presenting the award, Professor Eugene Wall, Acting MIC President MIC said that the Alumna award recognised the achievements of a remarkable individual who has made an outstanding contribution to Irish society. Limerick Post Show | Local Enterprise Office Enterprise Awards 2020 Mary O’Brien from Murroe who received a best portfolio award at the Mary Immaculate College awards ceremony pictured with her family Tyler, Logan, Mary, Pat and Hope Shannon O’Brien.Photo: Arthur Ellis/Press 22. Print WATCH: 2002 Cospoir Services to Sports Awards Ireland’s Young Filmmaker of the Year 2020 announces its winners Other awards included 50 undergraduate entrance scholarships valued at €100,000 were presented to MIC students who obtained the highest CAO points in 2017. The event also saw the inaugural MIC Foundation Bursaries, valued at €1,250 which were presented to Ciara Daly from Cahersiveen, Co Kerry and Keith Ryan from Crecora, Co. Limerick.Another first was the inaugural John Hayden Memorial Award, in memory of John Loftus Hayden who was chief executive of the HEA from 1983-2003, a period of intensive activity in higher education in Ireland. Following his retirement in 2003, he became a Governor of Mary Immaculate College in 2004 and served on An Údarás Rialaithe until 2013.He was appointed to the MIC Board of Trustees in September 2013. He passed away in June 2015. The award, valued at €1500, was presented to Áine Stafford from Clonmel and was Rachel Dunne from Dunmore, Co. Galway.A number of recent graduates were awarded for their academic achievements and the event also included the presentation of nine GAA Bursary Awards, valued at €750 each, awarded by the GAA in recognition of a student’s sporting achievements.Congratulating all the recipients, Professor Wall said: “Be open to possibility and to the idea that deviating from an obvious path can lead you to a place you might never have considered but which could offer you immense satisfaction and reward”.More education news here James King from Raheen, receiving an undergraduate entrance scholarship from Prof Eugene Wall, Acting President of Mary Immaculate College. Photo: Brian Arthur NewsEducationLimerick students honoured at awards ceremonyBy Editor – November 25, 2017 4064 Robert Moloney from Bowman Street, Limerick who received a special award at MAry Immaculate College with his parents Pat and Catherine Moloney. Photo: Arthur Ellis/Press 22. Claire Gohery from Adare who received an undergraduate entrance scholarship at the MAry Immaculate College awards ceremony with her parents Kevin and Alice Gohery. Photo: Arthur Ellis/Press 22. WhatsApp Carmel Naughton (centre) winner of the inaugural MIC Alumna of the Year Award with Ciara Ní Shúilleabháin and Maeve Liston of Mary Immaculate Collage.Photo: Brian Arthur Linkedin James King from Raheen who received an undergraduate entrance scholarship at the Mary Immaciulate College awards ceremony with his parents Eugene and Denise King. Photo: Arthur Ellis/Press 22. TAGSAlumna awardAwardsCarmel NaughtonCo-operation IrelandEugene WallJohn HaydenMartin NaughtonMary Immaculate College Facebook Emma O’ Reilly, Fr Russell Road, Limerick who received an undergraduate entrance scholarship at the Mary Immaculate College awards ceremony with her parents Eoin and Suzanne O’Reilly. Photo: Arthur Ellis/Press 22. Ciara Hegarty from Rhebogue who received an undergraduate entrance scholarship at the Mary Immaculate College awards ceremony with her parents Ger and Majella Hegarty. Photo: Arthur Ellis/Press 22. Twitter RELATED ARTICLESMORE FROM AUTHOR ‘Virtual solution’ could see Ireland’s Young Filmmakers recognised 1 of 14 Katie Maguire from Newcastle West who received a special award in education at the Mary Immaculate College awards ceremony with Amy and Tom Maguire. Photo: Arthur Ellis/Press 22. Student Achievements Awarded at Mary Immaculate College Leanne, Katie and Julie Campbell from Clonmacken, Limerick at the Mary Immaculate College awards ceremony where Katie received an award for excellence in school placement. Photo: Brian Arthur Advertisement Email Rebecca Condon from Ballylanders, Co. Limerick receiving an undergraduate entrance scholarship from Professor Eugene Wall, Acting President of Mary Immaculate College. Photo: Brian Arthur Odyssey Studios take overall prize in Limerick final of National Enterprise Awards
Financial technology (FinTech) companies may soon have the opportunity to become full-fledged national banks, as regulators flesh out regulation from December 2016 which will allow Fin Techs to apply for special national bank charters. The Office of the Comptroller of the Currency released a draft supplement on Wednesday, which adds additional info to the existing Licensing Manual.According to the draft, a special national bank “means a national bank that engages in a limited range of banking activities, including one of the core banking functions described at 12 CFR 5.20(e)(1), but does not take deposits within the meaning of the Federal Deposit Insurance Act and therefore is not insured by the Federal Deposit Insurance Corporation.”The guiding principles of the draft are in line with the principles published in March 2016. The supplement aims to apply the licensing standards and requirements in existing regulations and policies to fintech companies applying for special purpose national bank charters. As long as a fintech company meets these standards, it may be considered for a special national bank charter.Law360 notes that the guidelines stated by the OCC will not allow for FinTech charters to be awarded to companies like Amazon.com Inc or Apple Inc which could seek to expand their financial offerings. Fintech firms must meet consumer protection, capital, financial inclusion and other standards to win charters.“For example, proposals to provide financial products and services that have predatory, unfair, or deceptive features or that pose undue risk to consumer protection, compliance, or safety and soundness would be inconsistent with the OCC’s chartering standards and will not be approved,” the draft guidelines say. Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, News, Technology The Best Markets For Residential Property Investors 2 days ago About Author: Staff Writer Previous: Trump Determines the Future of HUD Next: Goldman Sachs Keeps Buying Fannie Mae Loans, Why? The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Home / Daily Dose / OCC Expands Banking Charters to FinTechs Related Articles Servicers Navigate the Post-Pandemic World 2 days ago March 16, 2017 1,231 Views The Best Markets For Residential Property Investors 2 days ago Subscribe FinTech OCC 2017-03-16 Staff Writer Sign up for DS News Daily OCC Expands Banking Charters to FinTechs Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: FinTech OCC
Part-time, Assistant Professor Position. Adjunct pools are opencontinuously and applicants are contacted/hired year round forassignments based on college needs. Additional Salary InformationNo additional salary information to note Closing Date 1. Have a master’s degree in the language being taught ORBachelor’s in the language being taught AND Master’s in anotherlanguage or linguistics; OR, hold a California Community CollegeInstructor’s Credential in the discipline area; OR, theequivalent.*2. Have sensitivity to and understanding of the diverse academicsocioeconomic, cultural, disability, gender identity, sexualorientation, and ethnic backgrounds of community college students,including those with physical or learning disabilities as itrelates to differences in learning styles.*Note: Applicants applying under the “equivalent” provision mustattach details and explain how their academic preparation is theequivalent of the degrees listed above. Minimum Qualifications Beginning and/or Ending Dates Applicant DocumentsRequired DocumentsUnofficial Transcript 1Optional DocumentsUnofficial Transcript 2Unofficial Transcript 3Resume/Curriculum VitaeLetter of InterestLetter of Recommendation 1Letter of Recommendation 2Equivalency Determination Letter (P-38 or Equivalency RequestStatement)P-881 Report of Arrests Which Led To Convictions For CrimeDocument Posting Details The Los Rios Community College District is seeking a pool ofqualified applicants for possible temporary part-time facultyteaching assignments. These positions are filled on an as neededbasis and are on-going recruitment efforts.Adjunct pools are open continuously and applicants arecontacted/hired year round for assignments based on collegeneeds.Teaching assignments may include day, evening, on-line, hybrid,weekend, and/or off campus classes. Assignment Responsibilities Application Instructions Job Posting TitleJapanese Adjunct Assistant Professor Department Location Total Hrs per Week/Day Supplemental QuestionsRequired fields are indicated with an asterisk (*). Posting NumberF00111P Please indicate how you meet the minimum qualifications forthis position. Select the appropriate answer.I possess the minimum qualifications for this discipline aslisted on the job announcement. (Attach unofficial transcripts froman accredited college/university and/or evidence of jobexperience.)I possess a valid California Community College Credential forthis discipline. (Attach a copy of appropriate credential withapplication.)I possess qualifications equivalent to those listed and haveattached evidence. (To review Equivalency Process.)I have previously been granted equivalency to teach thisdiscipline by the Los Rios Community College District. (Attach theEquivalency Determination Form P-38 and transcripts.) Special Requirements Criminal History Verification and Release: I acknowledge andagree that I understand that by answering the question below, Icertify that the information provided by me is true, correct andcomplete to the best of my knowledge and belief. I authorizeinvestigation of all statements contained herein, and on the P-881(if applicable and submitted), and I release from liability allpersons and organizations furnishing such information. I understandthat any misstatements, omissions or misrepresentation of facts onthis form, my application, and, if applicable, the P-881 orattachment(s) may be cause for disqualification or dismissal. Ifyou have ever been convicted of an offense other than a minortraffic violation you are required to complete the form ‘ArrestsWhich Led to Convictions for Crime’, P-881 (you must discloseconvictions that have been dismissed pursuant to Penal Code Section1203.4; Ed. Code 87008). Please copy and paste the provided URL forthe form -https://losrios.edu/docs/lrccd/employees/hr/forms/p-881.pdf – andattach the completed form to your application.Yes, I acknowledge and agreeNo, I do not acknowledge or agree The Institution SalaryPlease see LRCCD Salary Schedules AboutThe Los Rios Community College District ( LRCCD ) is the secondlargest, two-year public college district in California, servingapproximately 75,000 students in the greater Sacramento region. Thedistrict’s 2,400 square mile service area includes Sacramento andEl Dorado counties and parts of Yolo, Placer, and Solano countiesand is comprised of four uniquely diverse colleges – AmericanRiver, Cosumnes River, Folsom Lake and Sacramento City colleges. Inaddition to each college’s main campus, the district offerseducational centers in Placerville, Davis, West Sacramento, ElkGrove, Natomas and Rancho Cordova.The Los Rios district office is centrally located in the heart ofthe Sacramento valley. The growing Capital Region has strongcommunities and emergent arts and dining scenes, and is nearby someof the most celebrated tourist destinations in the country – LakeTahoe, Napa Valley, and San Francisco. The Sacramento area is agreat place to live and work!StrengthsThe district has approximately 4,000 employees throughout our fourcolleges and district office in dozens of different departmentsthat provide welcoming, inclusive, and equitable environments forLos Rios students, employees and community partners. Each and everydistrict and college department strives for the highest quality inall programs, services, and activities, and is focused on improvingeducational outcomes for the students we serve.Our VisionOur colleges offer equity-minded, academically rigorous, studentsuccess centered education. Our objective is to help our studentssuccessfully achieve their academic goals, whether they want totransfer to a four-year college or university, earn an associatedegree, or obtain one of more than 100 certificates in high demandcareer fields.The Los Rios Community College District’s Human ResourcesDepartment is committed to diversity, equity, and to ensuring aninclusive, thriving environment for all of its employees, students,and surrounding communities. To that end, the Human ResourcesDepartment is intentional in recruiting, hiring, and retainingdiverse employees, to reflect the diversity of our colleges’student populations. Position Summary General Responsibilities:The adjunct faculty member shall be responsible for the following:teaching assigned classes under the supervision of the area dean;helping students fulfill their maximum potential in masteringcourse content; assessing student learning outcomes; maintaining athorough and up-to-date knowledge in his/her regular teachingfield; continuing professional development; utilizing currenttechnology in the performance of job duties; maintaining standardsof professional conduct and ethics appropriate to the professionalposition; assisting with articulation and curriculum developmentand review; serving on college committees and participating infaculty governance including accreditation and studentco-curricular activities; assuming other responsibilities asassigned by the area dean; fulfilling other duties andresponsibilities of an adjunct faculty member as outlined in thecollege faculty handbook. Open ContinuouslyYes LocationLos Rios Community College District (District Office) Work Schedule Work YearN/A Please visit our Frequently Asked Questions for completeinformation on how to apply online with our District. Applicationservices are available between 8:00 a.m. and 5:00 p.m., Mondaythrough Friday, at the Los Rios Community College District HumanResources Office located at 1919 Spanos Court, Sacramento, CA95825-3981. If you need assistance with any phase of theapplication process, please call (916) 568-3112 or come in duringour business hours. After hours inquiries to be emailed [email protected] Submission of applications are by midnight of theposting closing date. Can you perform the essential functions of this position?YesNo Quicklinkhttps://jobs.losrios.edu/postings/2817 Posting Date Applicants applying to this Los Rios Community College Districtadjunct faculty posting are required to complete fully andsubmit:1. Los Rios Community College District Faculty Application(required)2. Unofficial transcripts of college/university work * (graduateadvising documents and grade reports will not be accepted asunofficial transcripts). NOTE : Los Rios employees are alsorequired to submit unofficial copies of transcripts.(required)3. Resume or Curriculum Vitae (recommended)4. Two letters of recommendation (recommended)5. Letter of Interest (recommended)*Note: Applications submitted without transcripts will bedisqualified. Also individuals who have completed college oruniversity course work at an institution in a country other thanthe United States must obtain a complete evaluation of foreigntranscripts, degrees and other relevant documents. A foreigntranscript evaluation is required any time foreign course work isused to meet minimum qualifications and/or salary placement even ifthe foreign transcript has been accepted by a college or universityin the United States.Foreign transcript evaluations ONLY accepted from AICE (Associationof International Credential Evaluations, Inc.) or NACES (TheNational Association of Credential Evaluation Services) agencies orevaluators.Foreign Degree Transcript Evaluations click hereDo not submit additional materials that are not requested. Physical Demands How and where to apply Considering this specific position that you are applying to –where/how did you learn about this position?College DepartmentCareerBuilderChronicle of Higher Ed (Vitea.com)Community College Registry Job Fair: OaklandCommunity College Registry Job Fair: Los AngelesCommunity College Registry Online Job BoardCommunity Outreach (ex. Festivals, etc.)CommunityCollegeJobsComunidadCraigslistDiverse: Issues in Higher EducationD’Primeramano MagazineEdJoinFacebook (Campaign)Facebook (Los Rios Page)GlassdoorGreater Sacramento Urban LeagueHandshake (CSU, UC Job Boards)HigheredJobsIndeedInstagramJob SitesJob JournalLatina Leadership Network of the California CommunityCollegesLinkedInLos Rios Community College District EmployeeLos Rios Community College District Human Resources EmailLos Rios Community College District WebsiteLRCCD Resource Group – API (Asian Pacific Islander Legacy)LRCCD Resource Group – Black Faculty & Staff Association(BFSA)LRCCD Resource Group Native American Collaborative (NAC)LRCCD Resource Group – Spectrum (LGBTQIA+)Professional NetworksSacramento Black Chamber of CommerceSacramento Asian Chamber of CommerceSacramento Builders ExchangeSacramento Hispanic Chamber of CommerceSacramento Rainbow Chamber of CommerceSacramentoWorksThe HUBTwitterYouTubeZipRecruiter All Positions: Offers of employment are contingent upon thesuccessful clearance from a criminal background check, freedom fromtuberculosis, and proof of identity and eligibility to work in theUnited States prior to the first day of work. The District mayselect additional qualified candidates should unexpected vacanciesor needs occur during this recruitment/selection process. Wheneducation is a requirement for the position, official academictranscripts from the accredited college/university must besubmitted within 60 days of hire. Conditions
The Vice Provost for Undergraduate Education (VPUE) reports to theSenior Vice Provost for Academic Affairs to provide strong academicand administrative leadership. The Vice Provost is a senior-levelposition and the individual in this role is expected to work with ahigh level of autonomy, individual discretion and professionalism.The Vice Provost functions as a representative of and may beauthorized to act on behalf of the Senior Vice Provost. Inaccordance with the university’s vision, mission, and strategicfocus, the Vice Provost interacts closely with the DepartmentChairs and is actively engaged in developing and/or supportingprocesses and policies that enhance undergraduate education andstudent success.
Glen Miller Town HallEvansville, IN: Glen Miller will be holding his first event as a candidate for United States Congress on Wednesday, May 3rd, 2017. The event will be held at McCollough Branch Library, 5115 Washington Avenue, Evansville, IN 47715, at 5:30 PM, and will go on until 7:30 PM. The event is free and open to the public. This event will allow constituents to ask their questions, voice their concerns, and hear Glen’s message and vision for Indiana’s 8th District.Glen Miller is seeking the US congressional seat in Indiana’s 8th District, currently held by Dr. Larry Bucshon.To reach the campaign, contact Jourdan Seib at 812-774-0367 or by email at [email protected] For more information about Glen Miller, visit his website at www.glenmillerforcongress.com.FacebookTwitterCopy LinkEmail
== Bakery rise forecast ==A new report from Datamonitor has predicted that the UK bakery and cereals market will grow by 1.7% by 2010, to reach £8.15bn. Bread & rolls was the biggest category in 2007, it reported, at 37.4% of the market, followed by: cookies/sweet biscuits, 19.1%; breakfast cereals, 17.6%; cakes & pastries, 14.4%; morning goods, 7%; and crackers/savoury biscuits, 4.5%.== Sugar footprint ==British Sugar, with its sister company Silver Spoon, is the first sugar manufacturer to certify its carbon footprint using the new PAS 2050 method. This new independent standard enables greater cost savings and the opportunity to help the fight against climate change.== McVitie’s fat reduced ==United Biscuits (UBUK) has announced a reduction in saturated fat content on three of its McVitie’s brands. From November 2008, McVitie’s Digestives, McVitie’s HobNobs and McVitie’s Rich Tea will contain 50% less saturated fat. The reduction will be promoted to consumers in January via a TV campaign and PR.== The panda returns ==Fox’s has brought back its ’biggest fan’ advertising campaign – Vinnie the Panda. Following the success of the first stint of TV advertising, which resulted a sales rise of over £4.3m, a further £2m is being spent on the Vinnie campaign.== POS winner ==Ingredients manufacturer Zeelandia has revealed the winner of its national contest to produce point-of-sale (POS) material for bakery retailers’ windows. Steven Pellow from Pellow’s Family Craft Bakers in Penzance, Cornwall, devised the winning slogan, which was printed on POS posters ordered through Zeelandia’s website.